What Is A Chargeback Ratio and How Do You Calculate It?

What Is A Chargeback Ratio and How Do You Calculate It?

Although chargebacks are to be an expected reality of running a business, merchants must stay vigilant to ensure they do not become an increasingly common occurrence. When they do occur often, they could put your relationships with card networks and acquirers in jeopardy as they will not continue doing business with fraudulent merchants.  In fact, […]

Safeguard Your Shopify Store With Pinwheel Fraud Shield

Safeguard Your Shopify Store With Pinwheel Fraud Shield

According to an “Online Payment Fraud” study conducted by Juniper Research, by 2024, e-commerce merchants will lose close to $24 billion to online payments fraud. Fraudsters are also developing increasingly sophisticated fraud attacks.  E-commerce merchants must prioritize and take more proactive steps to detect and also prevent e-commerce fraud. By taking the time and money […]

Merchant Fraud In A Post-Pandemic World

Merchant Fraud In A Post-Pandemic World

As the world yearns for a better year in 2021, and hopefully an end to the pandemic, both merchants and customers are just as eager to get back to business as usual. Unfortunately, the sudden spike in fraud activity that was experienced in 2020 is expected to only increase just as rapidly, with no signs […]

The Future Of Chargebacks In Digital Payments

The Future Of Chargebacks In Digital Payments

As part of doing business online, merchants have found themselves facing an ever-growing adversary…the chargeback. Launched more than forty years ago as a consumer-protection mechanism when credit cards were still in their infancy, these “forced payment reversals” have become a thorn on merchants’ sides. Not to mention a looming threat to their survival. The chargeback […]